Chiropractic Co-Pay Equality Starts July 1 in Iowa
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by: DrTirpak posted: June 28, 2012
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In Iowa starting July 1st Chiropractic Patient Co-Pay goes into law (HR 2465). Iowa Governor Terry Branstad signed the law May 25, 2012. It does not allow insurance companies to charge a higher co-pay or co-insurance for a visit to the chiropractor compared to that or a primary care physician.
According to the Iowa Chiropractic Society: The Co-Pay Law will not apply to patients enrolled in self-funded employer plans. A self-funded health insurance plan is subject to and under the jurisdiction of federal ERISA Guidelines, not State. The Iowa Department of Insurance estimates that only 30% of insured in Iowa are subject to State Guidelines. The remaining 70% of the insured are subject to ERISA.
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